The Athens Police Department has identified and removed a card skimming device from a local commercial property. The unlawful device was capable of capturing customer debit and credit card information without authorization.
The Department has worked closely with the targeted business and the possibly affected customers, but also wants to warn others about the massive scope of potential credit and debit card scams.
Understanding Credit/Debit Card Skimming
Credit/Debit card skimming devices are concealed tools installed on legitimate card readers at retail locations, ATMs, and fuel pumps. These devices are designed to capture card data during routine transactions. In some cases, criminals may also use:
Bluetooth-enabled skimmers that transmit stolen data wirelessly.
Internal “shimmer” devices placed inside chip readers to intercept card information.
Hidden cameras or keypad overlays to capture card information and Personal Identification Numbers (PINs).
These devices can often be difficult to detect and may closely resemble legitimate equipment. Therefore, be cautious of any suspicious-looking equipment that may have been tampered with when using your credit/debit card to pay.
Additional Scam Tactics
In addition to physical skimming devices, individuals should be aware of other common credit and debit card fraud schemes, including:
Phishing emails or text messages requesting account information.
Fraudulent phone calls impersonating financial institutions.
Requests for personal or financial information under false pretenses.
Scammers frequently attempt to create a sense of urgency to pressure victims into disclosing sensitive financial information. Always be skeptical of calls, texts, or emails requesting your financial information.
Consumer Safety Recommendations
Inspect card readers before use and avoid machines that appear damaged, loose, or altered.
Shield the keypad when entering your PIN.
Monitor bank and credit card statements regularly for unauthorized transactions.
Enroll in account alert notifications through your financial institution.
Be skeptical of unsolicited communications requesting personal or financial information.
Reporting Suspicious Activity
Individuals who observe suspicious devices on payment terminals should notify the business operator immediately and contact the Athens Police Department via the non-emergency number: 256-233-8700.
If unauthorized transactions are identified, please contact your bank or credit card provider immediately.
The Athens Police Department is committed to safeguarding the physical and financial security of our residents and visitors.
“Financial crimes can affect anyone, and criminals continue to develop new technology and new methods to exploit their victims,” said Athens Police Chief Anthony Pressnell. “Community awareness and prompt reporting are essential in helping us identify these threats quickly so we can help keep Athens safe.”